Net Terms Checkout for Shopify B2B Customers

92% Confidence Medium Market Medium Difficulty $5k-15k MRR Updated May 17, 2026

The Opportunity

An app that lets merchants offer Net 30 or other invoice-based payment terms to approved customers directly at checkout. It would support customer-specific credit limits, payment due dates, and order approval flows without requiring manual draft orders.

"The merchant wants repeat customers to place online orders using Net 30 terms instead of paying immediately by credit card or PayPal, but Shopify does not natively provide a simple merchant-friendly way to do this for small stores."

Market Validation

1
Merchants Asking
94/100
Quality Score
1
Unique Merchants

Detailed Analysis

Proposed Solution

Build a Shopify app that creates customer approval records, assigns payment terms, and converts eligible checkouts into invoice-based orders. The app should allow merchants to restrict terms to specific customers, set due dates automatically, send payment reminders, and mark orders as payable later while keeping the ordering flow online.

Target Audience

Small and mid-sized Shopify merchants selling to repeat B2B or wholesale customers who need payment terms

Competitive Landscape

B2B Wholesale Solution, Net Terms apps, invoice/payment terms apps, Shopify B2B features on higher plans, payable terms apps

Implementation Notes

Use Shopify customer tags/metafields to store term eligibility and credit limits, create order/invoice workflows with due dates, integrate with Shopify order status and payment events, support admin approval and automated reminders, and ensure checkout/payment method logic cleanly separates term customers from prepaid customers.

Evidence from Merchants

Real quotes from Shopify community forums

"We have one customer who orders every week and would like to have Net 30 terms."

- Fern88

"We pay for the 'Shopify' tier plan. If there isn’t a way to do this natively, is there a recommendation on which app does this that is cost effective?"

- Fern88

"We don’t want to spend much for this feature."

- Fern88

Key Pain Points

Inability to offer flexible payment terms to regular customers

high

Mentioned by 1 merchants

Impact: Potential loss of a regular customer who orders weekly

Market Metrics

$39-59/mo
Suggested Pricing
~500 stores
Addressable Market
2-4 months
Dev Timeline
2-4 months
Time to Market

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