What merchants are struggling with
These are the most frequently reported pain points in the payments space, aggregated across every insight in this hub. The frequency count reflects how many merchant posts mentioned each issue.
Payment processing issues hinder scaling efforts
criticalLack of support for LiqPay as a payment provider in Shopify for Ukraine.
criticalInability to transfer funds to personal bank accounts
criticalLack of response from customer support
highIssues with existing alternatives like Fondy and WayForPay.
highManual addition and removal of credit card processing fees for draft orders
highMerchants, in their own words
Real quotes from Shopify Community threads, sorted by urgency signal. Each quote is linked back to the insight it supports, so you can see the full merchant context and competitive landscape.
"Need D+2 or D+3. I can't afford D+7 or D+14 with my current ad spend."
"I can’t transfer the profit I made to my own card."
"How can I transfer the payment I received to my own bank account?"
"The problem has never really been the work itself. It’s payments."
"Every time I try to scale my own stores, sooner or later the payment side becomes the bottleneck."
Most-requested features
These are the specific features Shopify merchants asked for across the payments hub. Priority is weighted by request volume times average urgency.
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Reliable payment processing for scaling storesRequested by 6 merchants · Priority 10/10
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Improved customer support response timesRequested by 2 merchants · Priority 9/10
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User-friendly registration processRequested by 2 merchants · Priority 8/10
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Multi-currency support for payment providersRequested by 2 merchants · Priority 8/10Implementation: Ensure compatibility with international pricing.
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PayPal option visibility at checkoutRequested by 2 merchants · Priority 8/10Implementation: Ensure PayPal is activated and account is properly connected
Top 10 opportunities in this hub
Payment Payout Access Helper for Shopify Merchants
An app that helps merchants understand, track, and resolve blocked or incomplete payment payouts from third-party payment providers connected to their Shopify store. It would surface required verification steps, payout status, and support escalation guidance in one dashboard.
Payment Gateway Backup Switcher for Restricted Countries
A Shopify app that helps merchants automatically route customers to backup payment methods when Shopify Payments or Stripe are unavailable, risky, or unsupported in their region. It would reduce checkout failures and help merchants keep selling when their primary processor becomes a bottleneck.
B2B Payment Surcharge Automation for Shopify Draft Orders
Automatically apply or remove payment-method surcharges on Shopify B2B draft orders based on how the customer chooses to pay. This removes manual edits and helps wholesalers preserve margin on card payments while keeping ACH checkout fee-free.
Localized Payment Gateway Helper for Restricted Markets
An app that helps merchants in countries with limited Shopify payment options identify, configure, and surface the best available payment methods for their region. It could guide setup, recommend compatible gateways, and provide fallback options like manual/offline payment instructions when supported.
Low-Amount Payment Recovery for Gift Card and Discount Edge Cases
An app that helps merchants avoid checkout failures caused by very small remaining balances after gift cards and discounts are applied. It would smooth out edge cases where the payable amount falls below gateway minimums.
International Subscription Payments for Shopify Plus
An app that lets subscription-based Shopify stores accept local payment methods for international customers while keeping Recharge subscription workflows intact. It would route eligible orders through region-specific payment methods without breaking subscription billing logic.
Inline PayPal Card Checkout for Shopify Stores Without Shopify Payments
An app-focused payment experience helper that makes it easier for merchants to offer direct card entry through PayPal without forcing buyers into a PayPal login flow. It reduces checkout friction for stores in regions where Shopify Payments is unavailable or underused.
Credit Card Surcharge Manager for Shopify
An app that lets merchants automatically add a credit card surcharge or payment fee based on payment method, cart type, or order channel. It would help merchants offset processing costs while keeping the setup simple and compliant where allowed.
Payment Method Visibility Control for Shopify Checkout
An app that gives merchants control over which payment options appear in checkout when using PayPal and related wallets. It would let store owners hide or show Venmo-like options, reduce customer confusion, and explain what happens when a payment method is selected.
Payment Provider Risk Monitor for Shopify
An app that helps merchants evaluate and monitor payment and bank account risks before connecting a provider to Shopify Payments or other checkout setups. It could flag known instability patterns, summarize setup requirements, and help merchants compare options like Revolut Pro, Monzo Business, Starling, and other supported accounts.
Explore related hubs
Frequently asked
What Shopify payments opportunities are merchants asking for right now?
We tracked 24 validated opportunities in this area, backed by 30 merchant posts across the Shopify Community and related forums. The most frequently cited pain point is "Payment processing issues hinder scaling efforts". The top opportunity by quality score is "Payment Payout Access Helper for Shopify Merchants".
How confident is AppScout in these payments?
Average confidence across this hub is 76%, computed from merchant post volume, unique merchant diversity, and urgency signals extracted from each thread. Insights are only promoted to this page when their qualityScore is 50 or higher, so every listing has been validated by at least one real merchant discussion.
Who should build payments apps for Shopify?
Indie developers and early-stage SaaS teams are the best-positioned. Each opportunity here comes with the merchant quotes and feature requests you need to validate the idea in a weekend, plus pain-point frequency to help you prioritize your MVP scope. Open any listing below for the full breakdown.
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